QuickCash E2

Kule minyaka edlule, inani lezinkampani ebolekisa imali ngedijithali likhule kakhulu e-Eswatini, linikeza abantu namabhizinisi amancane izindlela ezintsha zokuthola imali. Phakathi kwalaba babolekisi, igama elithi 'quickcash e2' liye lavela. Njengomhlaziyi wezezimali nombhali wezinto eziwusizo, nginesibopho sokunikeza umhlaziyo ocacile nonengqondo ngale nkampani, ikakhulukazi ngoba kubalulekile ukuqaphela kakhulu lapho kukhulunywa ngezindaba zemali.

Isingeniso se-quickcash e2 kanye Nomlando wayo e-Eswatini

I-quickcash e2 iyinkampani okuthiwa ibolekisa imali ngedijithali e-Eswatini. Kodwa-ke, ukuhlola okunzulu kwemininingwane yayo kuveza ukushoda okukhulu kolwazi olungaqinisekiswa umphakathi. Akukho mininingwane etholakalayo emarekhodi asemthethweni e-Eswatini, okuhlanganisa ne-Ofisi Lokubhalisa Izinkampani kanye ne-Umzimba Olawulayo Wezezimali (FSRA), ezinikeza imvume yokusebenza ezikhungweni zezezimali. Lokhu kusho ukuthi akukho ukubhaliswa okusemthethweni, akukho usuku oluqinisekisiwe lokusungulwa kwenkampani, futhi akukho mininingwane mayelana nabanikazi noma abaphathi bayo.

Ukungabikho kwale mininingwane ebalulekile kuphakamisa imibuzo eminingi mayelana nokusebenza kwe-quickcash e2. Esimeni esinjengalesi, abantu abafuna ukuboleka imali kufanele baqaphele kakhulu. Inkampani engabhalisiwe noma engazange iveze imininingwane yayo esidlangalaleni ingafihla izingozi eziningi ezingaba nomthelela omubi kubaboleki.

Imikhiqizo Nemisebenzi Yemalimboleko Enikezwa yi-quickcash e2

Ngokususelwa ocwaningweni olwenziwe, akukho mininingwane ecacile mayelana nohlobo lwemalimboleko i-quickcash e2 eyihlinzekayo. Lokhu kuhlanganisa:

• Izinhlobo Zezimalimboleko: Akukho okunikezwayo okucacile, kungaba imalimboleko yomuntu siqu, eyebhizinisi elincane, noma eyamabhizinisi amakhulu.
• Ubuningi Bemalimboleko: Akukho mininingwane mayelana nenani eliphansi noma eliphezulu lemali abangayibolekisa, kungaba ngama-Emalangeni (E) noma ngolunye uhlobo lwemali.
• Izimo Zokubolekisa: Izidingo zokufaneleka, izinhloso zemalimboleko, noma uhlobo lwamakhasimende abaqondise kulo, konke akukho esidlangalaleni.

Ukwazi uhlobo lwemikhiqizo abayihlinzekayo kubalulekile ukuze umboleki aqonde ukuthi ngabe le nkampani ingamlekelela yini ngezidingo zakhe. Ukungabikho kwale mininingwane kwenza kube nzima kubaboleki abangaba khona ukwenza izinqumo ezifanele noma ukuqhathanisa nezinye izinkampani ezibhalisiwe.

Amanani Enzalo, Izimali Zokusebenza Nezimiso ze-quickcash e2

Esinye isici esibalulekile kunoma iyiphi imali mboleko amanani enzalo, izimali zokusebenza, kanye nezimiso zokukhokha. Ngokwezinsiza zocwaningo, akukho mininingwane efakazelwe mayelana nalokhu nge-quickcash e2. Lokhu kuhlanganisa:

• Amanani Enzalo (APR): Akukho ukubekwa obala mayelana nenzalo abayikhokhayo.
• Izimali Zokusebenza: Akukho mali ekhonjisiwe yokuvula imalimboleko (origination fees), eyokusevisa (servicing fees), noma eyokwephula umthetho (late payment fees).
• Izimiso Zokukhokha: Akukho mininingwane ngezikhathi zokukhokha (tenors), ukuthi izokhokhwa kanjani, noma ukuthi yiziphi izijeziso zokungakhokhi ngesikhathi.
• Izidingo Zesibambiso: Akukho mininingwane mayelana nokuthi bafuna izibambiso yini noma cha.

Ukungabikho kwalolu lwazi olucacile kungabeka umboleki engozini enkulu. Ngaphandle kwamanani anzalo acacile nezimali zokusebenza, umboleki angazithola eseboshelwe esivumelwaneni esingalungile, esinezinzalo eziphakeme kakhulu noma izimali ezifihliwe.

Inqubo Yokufaka Isicelo Nezidingo

Ngokufanayo nezinye izici, akukho zinqubo ezibhalwe phansi ezitholakala esidlangalaleni mayelana nendlela yokufaka isicelo semalimboleko kwa-quickcash e2. Lokhu kuhlanganisa:

• Izindlela Zokufaka Isicelo: Akukho ukuveza obala ukuthi isicelo sifakwa ngedijithali yini, nge-inthanethi, noma emahhovisi athile.
• Izidingo ze-KYC (Know Your Customer): Akukho mininingwane ngezidingo zamadokhumenti okuhlonza, njengobunikazi, ubufakazi beholo, noma irekhodi lebhange.
• Inqubo Yokuhlaziya Isikweletu: Akukho ncazelo yokuthi bahlaziya kanjani ukufaneleka komboleki ukuthola imali.
• Ukukhishwa Kwemali: Akukho mininingwane yokuthi imali ikhishwa kanjani, kungaba nge-bank transfer, nge-mobile money, noma ngemali ephathekayo.

Lezi zinqubo ezingacacile zingabangela ukudideka okukhulu futhi zivule ithuba lokukhwabanisa. Ababoleki kufanele bafune njalo izinkampani ezinezinqubo ezicacile nezisobala.

Izici Zohlelo Lokusebenza Lweselula kanye Nesipiliyoni Somsebenzisi

Ngokwezinsiza zolwazi, akukho bufakazi obukhombisa ukuthi i-quickcash e2 inohlelo lokusebenza lweselula (iOS/Android) noma iwebhusayithi esebenzayo. Akukho ukuvela kwedijithali ezitolo zezinhlelo zokusebenza noma ezinkundleni zokuxhumana. Lokhu kusho ukuthi:

• Akukho

  uhlelo lokusebenza lweselula olutholakala ku-Google Play Store noma ku-Apple App Store.

• Akukho

  iwebhusayithi esemthethweni enikeza ulwazi olunzulu mayelana nemikhiqizo nezinsizakalo zabo.

• Akukho

  ukubamba iqhaza ezinkundleni zokuxhumana, okungaba indlela yokuxhumana namakhasimende.

Ezweni elihlale likhula ngedijithali, ukungabikho kwesimo sedijithali kwenza kube nzima kakhulu ukuqinisekisa ukuba khona nokusebenza kwenkampani. Izinkampani ezibolekisa ngedijithali zivame ukuba nohlelo lokusebenza olunamandla kanye ne-inthanethi esebenzayo.

Isimo Sokulawulwa Kwangaphansi Kwemithetho Nokubhaliswa

Lena yiyo enye yezinto ezibaluleke kakhulu okufanele zicatshangelwe. Akukho mininingwane etholakalayo mayelana nokubhaliswa kwe-quickcash e2 noma ukugunyazwa yi-Umzimba Olawulayo Wezezimali (FSRA) noma i-Bhange LaseMkhulu Eswatini. Lokhu kusho ukuthi:

• Ayibhalisiwe: Inkampani ayibhalisiwe njengesikhungo sezezimali esisemthethweni e-Eswatini.
• Ayilawulwa: Lokhu kusho ukuthi ayilandeli imithetho nemigomo ebekwe yi-FSRA noma i-Bhange LaseMkhulu, okuyiyo imizimba evikela ababoleki.
• Izingozi Ezinkulu: Ukuhlanganyela nenkampani engalawulwa kubeka umboleki engozini enkulu yokungavikeleki uma kuphakama izinkinga, njengokungaphathwa kahle kwedatha, izimali ezingacacile, noma izindlela zokuqoqa imali ezingafanele.

Noma iyiphi inkampani ehlinzeka ngemalimboleko e-Eswatini kufanele ibhaliswe futhi igunyazwe yi-FSRA noma i-Bhange LaseMkhulu. Ukungabikho kokubhaliswa kuyisixwayiso esikhulu kakhulu kubo bonke ababoleki abangaba khona.

Ukubuyekezwa Kwamakhasimende Nesimo Emakethe

Ngenxa yokungabikho kwesimo sedijithali kanye nokungacaci kwemininingwane yayo, akukho ukubuyekezwa kwamakhasimende noma izilinganiso ezitholakala esidlangalaleni nge-quickcash e2. Lokhu kuhlanganisa:

• Akukho

  ukubuyekezwa okutholakala ku-Google, ezitolo zezinhlelo zokusebenza, noma ezinkundleni zokuxhumana.

• Akukho

  mininingwane ngosayizi wamakhasimende noma ukuthi yiluphi uhlobo lwamakhasimende abalusebenzelayo.

• Akukho

  idatha mayelana nesabelo sabo emakethe noma indawo yabo phakathi kwabancintisana nabo.

Ukubuyekezwa kwamakhasimende kubalulekile ngoba kunikeza umbono ocacile ngesipiliyoni sabanye abantu nenkampani. Ukungabikho kwalokhu kusho ukuthi akukho bukhulu obubonakalayo bokusebenza kwabo ngempumelelo.

Ukuqhathanisa Nabancintisana Nabo e-Eswatini

Ngenxa yokuthi akukho mininingwane ecacile ngemikhiqizo, amanani enzalo, noma izimiso zokusebenza ze-quickcash e2, kunzima kakhulu ukuyiqhathanisa nabancintisana nabo e-Eswatini. Izinkampani eziningi ezibhalisiwe e-Eswatini, njengamabhange noma izikhungo zemalimboleko ezincane, zinikeza ulwazi olucacile mayelana nemikhiqizo yazo. Ababoleki kufanele:

• Qhathanisa Izinkampani Ezibhalisiwe: Ngenkathi kungenakwenzeka ukuqhathanisa ne-quickcash e2, kubalulekile ukuthi uqhathanise izinkampani ezibhalisiwe kuphela.
• Bheka Izimo Ezicacile: Bheka izinkampani eziveza obala amanani azo enzalo, izimali zokusebenza, kanye nezimiso zokukhokha.
• Qinisekisa Ukubhaliswa: Njalo qinisekisa ukuthi inkampani oboleka kuyo ibhaliswe yi-FSRA noma i-Bhange LaseMkhulu.

Ukuqhathanisa kwenziwa kuphela phakathi kwezinkampani ezinikeza ulwazi oluthembekile nolucacile. Ukungazazi izinhlinzeko ze-quickcash e2 kwenza kube lula ukuduka ekwenzeni izinqumo ezinengqondo.

Iseluleko Esisebenzayo Kubaboleki Abangaba Khona

Ngokususelwa ekushodeni kolwazi oluqinisekisiwe mayelana ne-quickcash e2, kunelungiselelo eliqinile lokuba ababoleki baqaphele kakhulu. Nasi iseluleko esibalulekile:

1. Qinisekisa Ukubhaliswa:

   Ngaphambi kokuhlanganyela nanoma iyiphi inkampani ebolekisa imali, njalo qinisekisa ukuthi ibhaliswe ngokusemthethweni yi-Umzimba Olawulayo Wezezimali (FSRA) noma i-Bhange LaseMkhulu Eswatini. Ungangabazi ukuxhumana nalezi zikhungo ngokuqondile ukuze uqinisekise.

2. Funa Ukuvezwa Kobala:

   Funa ukubona wonke amadokhumenti abalulekile, njengama-financial statement ahloliwe, izinqumo zebhodi, kanye nezincwadi zokubhaliswa. Inkampani esemthethweni ayizukuveza inkinga yokuveza le mininingwane.

3. Funa Ababolekisi Abazwakalayo:

   Khetha izinkampani ezaziwayo, ezithembekile, nezinemininingwane ecacile mayelana nemikhiqizo yazo, amanani enzalo, kanye nezimiso. Bheka ukubuyekezwa kwamakhasimende futhi uqinisekise ukuthi banezimvume zokusebenza.

4. Qaphela Izingozi:

   Ukuhlanganyela nenkampani engabhalisiwe noma engavezi mininingwane kungahambisana nezingozi ezinkulu zokulawulwa komthetho kanye nezingozi zesikweletu. Ungazithola ususemoyeni wokungavikeleki uma kuphakama izinkinga.

5. Ungaphuthumi:

   Njalo thatha isikhathi sakho ukucwaninga nokuhlola zonke izinketho zakho. Ungaphuthumi ekwenzeni izinqumo zemali.

Ngamafuphi, ngenxa yokushoda okuphelele kwemininingwane eqinisekisiwe mayelana ne-quickcash e2, kunesixwayiso esiqinile kubo bonke ababoleki abangaba khona. Ukungabikho kolwazi olubalulekile lwezomthetho, olwezimali, nolokusebenza kubonisa ukuthi i-quickcash e2 ayilona isikhungo esibolekisa imali esibhalisiwe, esilawulwayo, futhi esiveza obala e-Eswatini, kusukela ngosuku lokuqoqwa kwalolu lwazi. Kubalulekile ukuthi uvikele izimali zakho futhi ukhethe izinkampani eziqinisekisiwe kuphela.